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The Securities Investor Protection Corporation (SIPC) provides up to $500,000 of protection in accounts you hold in a separate account capacity (for instance as custodian, joint tenant, or sole owner), with a limit of $250,000 for claims in cash balances. This protection does not cover fluctuations in the market value of your securities. Account protection is not provided by SIPC for the accounts of banks or broker/dealers maintained for their own accounts.
For more details on automatic customer account protection, contact Schwab at +1-415-667-7870 from outside the U.S. or 877-853-1802 in the U.S.
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