+The US$8.95 flat commission does not apply to foreign stock transactions, large block transactions requiring special handing, or restricted stock transactions. All broker-assisted and automated phone trades are subject to service charges. See the Charles Schwab pricing Guide for Individual Investors for details. Employee equity compensation transactions are subject to separate commission schedules.

*250 free trades expire 90 days after signup approval. Applies to base online equity, ETF, and option commissions only. Option per-contract fees still apply. To qualify, you must agree to make a minimum of 36 online equity or options trades per year and deposit US$100,000. Free trades will be assigned upon deposit of new funds. Account and assets deposited must be new to Schwab. Current Schwab clients and households are not eligible. Please see the Charles Schwab pricing Guidefor detailed information. Offer valid until 12/31/2010. Offer is nontransferable, limited to one per household, and may not be combined with other offers. Accounts ineligible for this offer include, without limitation: 401(k), 403(b), Custodial, 529 Plan, and Estate accounts. Direct access trades, unlisted foreign ordinary stocks, and equity trades resulting from options exercise or assignment are not eligible for this offer. Only trades placed through Schwab web-trading sites, StreetSmart Pro, StreetSmart.com, or Schwab Wireless are eligible for free trades. No credit will be given for unexecuted trades. Nonprofessional accounts only. Schwab, Schwab-affiliated, broker-dealer, and exchange employees are not eligible. Other exceptions may apply. Schwab reserves the right to restrict this offer at any time.

Access to electronic services may be limited or unavailable during periods of peak demand, market volatility, systems upgrades or maintenance, or for other reasons.